Acquisition Financing
Every capital stack,
one shortlist.
Capital sources
The full financing menu for lower-middle-market deals.
SBA 7(a) loans
Up to $5M for acquisitions with 10-year amortization. Ideal for self-funded searchers and small operators. Typical 10–15% down.
Senior debt
Bank and non-bank senior lenders for deals $10M+ enterprise value. Typically 2.5–4.0x EBITDA leverage with covenants.
Mezzanine capital
Subordinated debt with equity kicker. Fills the gap between senior debt and equity for larger deals. Typically 4–7x total leverage.
Seller financing
Seller notes, earnouts, and rollover equity structures. Aligns interests and reduces upfront capital requirements.
How matching works
Pre-qualified for your deal shape.
Our lending partners have pre-declared their sweet spots by industry, deal size, structure, and geography. When you identify a deal, we match you to the 3–5 lenders most likely to close on it, sized for your mandate.
SBA-preferred lenders
The top 25 nationwide SBA lenders for M&A acquisitions, ranked by close rate and speed.
Senior debt funds
Direct lenders in the $10M–$50M enterprise value bracket for cash-flow-based lending.
Independent sponsor equity
Family offices and PE funds writing $2M–$25M equity checks alongside independent sponsors.
Financing follows the mandate
Create your mandate, then let capital find you.
Set your criteria once. We match you to deals AND to the financing sources most likely to close them.